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How to use
- 1Enter amount, APR, term in months and fees.
About
Calculations run locally and entered values are not sent anywhere.
Personal loan calculator
Estimate a personal loan payment, interest and effective cost with a fixed rate.
The payment uses periodic compound amortization; optional fees are added to the final cost.
Optional fees are shown in effective cost but are not added to the financed payment.
Calculations run locally in your browser; entered financial values are not sent to a server.
Practical example
- For a $15,000 loan at 18% APR over 24 months, review the payment and total before borrowing.
Limitations and notes
- Use positive rates, terms and amounts. Results are estimates and do not include lender-specific rules or fees.
How to use
- 1Enter the requested amount.
- 2Add APR, term and optional fees.
- 3Compare payment, interest and effective cost.
Frequently asked questions
Are fees included in the payment?
Optional fees are shown in effective cost but are not added to the financed payment.
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